Wind Mitigation Inspection

Wind Mitigation - a program that could save you up to 45% on your Home Owner's Insurance premium

Not everyone is qualified to perform a wind mitigation inspection; the inspector must meet a number of requirements. He must be a specifically licensed contractor and have completed special certification courses. There are a number of local qualified inspectors - including myself - if you require one.

Most existing homes have one or more wind resistance construction features and may qualify for some insurance discounts. In addition, homes built after 1994 in Miami-Dade or Broward Counties and houses built after 2002 in the rest of the state have many wind resistance construction features and will likely qualify for credits.

Every item carries a percentage of discount, so it is not a pass or fail type inspection.  Items that determine how much of a discount are:

• The type of roof you have such as shingles that meet the Florida Building Code 2001 or later or homes in south Florida, Miami-Dade or Broward counties, South Florida Building Code 1994.
• The age of the roof
• Roof shape such as Hip, Gable, Flat etc.
• How the roof decking is attached to your trusses
• How the trusses are attached to the exterior walls
• Certain storm rated doors and windows or storm coverings for doors and windows. (½ inch plywood is a Florida Building code acceptable covering for your doors and window if installed properly )

Call Clint VanNest, CMI

(321) 219-8515